Senior Credit Officer

Position: Senior Credit Officer

Salary: $99,849 – $110,703 plus 15.4% superannuation

Employment type: Full-time Ongoing

Location: Sydney, Perth, Canberra, Brisbane & Darwin (other locations may be considered)

Want to work with an organisation that drives financial inclusion and economic empowerment with Aboriginal and Torres Strait Islander people? Well, we’ve got just the job for you…

Indigenous Business Australia (IBA), partners and invests with Aboriginal and Torres Strait Islander people who want to own their future. We go further than provide money; we invest in people, places and ideas that are ready. We help make them real. We’re deeply invested in the financial success and economic independence of Indigenous Australians. It’s why we exist.

We provide a range of services for Indigenous Australians to create wealth and accumulate assets, take up investment opportunities, create business enterprises that provide additional employment opportunities, and to purchase homes. We achieve these outcomes by applying a commercial focus, and by building mutually respectful and productive partnerships with Indigenous Australians, government, non-government and private sector organisations.

Our staff are invested, informed, responsive, respectful and connected.

Want to know more? Read about the stories that make up IBA here.

About the role

The role requires a motivated professional with strong commercial finance experience, sound analysis skills and excellent oral and written communication skills.

The officer will be providing credit assessment on a range of applications, with a focus on start up business applications. The officer will provide credit assessment advice, coaching and general expertise to the broader Business Solutions Team and other Government agencies as required.

What you’ll bring to the team

• Previous experience in business lending, lending policy or risk management within a financial institution or relevant industry.
• Bachelor’s degree in Finance, Economics, Business Management or a related field
• Significant business acumen and extensive knowledge & understanding of business concepts/operations/management, small business development, financial analysis and commercial credit assessment.
• Significant ability to negotiate confidently and communicate with influence, clarity and with ability to understand and adapt to audience
• Strong analytical skills and attention to detail
• Excellent problem-solving abilities and a continuous improvement mindset
• Ability to work independently and interact effectively with key stakeholders

What you will get in return

• A values-based organisation that drives financial inclusion and economic empowerment with Aboriginal and Torres Strait Islander people.
• 15.4% employer contribution to superannuation.
• Not-for-profit status, with access to Salary Packaging.
• 4 weeks annual leave, with half pay annual leave and purchased leave available.
• Christmas close down without leave deduction.
• Flexible working hours.
• 18 days personal/carers leave.
• Paid volunteer leave.

Cultural Capability

• Awareness and understanding of Aboriginal and/or Torres Strait Islander societies and culture.
• Ability to liaise and communicate sensitively and effectively with Aboriginal and Torres Strait Islander staff.

Want to know more about IBA?

Visit www.iba.gov.au

Location: Sydney, Perth, Canberra, Brisbane & Darwin (other locations may be considered)

Applications close: 2 December 2024

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